Each imToken Card comes with a D-Vault account provided by DCS, enabling users to conveniently top up and repay card bills with tokens. Tokens in the account will be automatically debited to pay the outstanding card bill on the statement due date. By ensuring a sufficient balance in the account before the statement due date, users can alleviate any concerns about bill payments.
Additionally, the account is linked to the credit card's spending limit, with the maximum spending limit depending on the credit limit and the balance in the D-Vault account. Users can follow the steps below to increase their spending limit by topping up tokens or fiat currency.
Top up tokens
1. Enter the management page of imToken Card
Click the menu icon in the top left corner of the asset page, select the imToken Card you've linked with DCS, then click "Top Up".
2. Top up tokens
Enter the desired top-up amount in Singapore Dollars (SGD), and the page will promptly convert it into the equivalent value in DUSD tokens (a US dollar-pegged stablecoin).
Note: The D-Vault account only allows for topping up with DUSD at the moment.
If you already have DUSD tokens, you can top up directly. Otherwise, you can choose to use Uniswap, Tokenlon, SushiSwap or Bitget exchange to swap the DUSD token.
Please take note of the following bill statuses:
- If the current month's bill exceeds the D-Vault balance, ensure timely top-up before the due date to avoid unnecessary overdue fees.
- If the current month's bill is lower than the D-Vault balance, the corresponding amount will be automatically deducted on the due date.
- No payment is required in the absence of any bills.
Top up fiat currency
- Open the DCS App, select "D-VAULT" on the homepage, click “Enter” and then choose “D-Account”.
- Top up fiat currency through PayNow or bank transfer.